BJB Life & Pensions Ltd.

We offer a fully independent residential and commercial mortgage service to its existing and new customers.

The business has 2 specialists, Mark Stallard and Neil Pace-Humphreys. They have access to the majority of U.K banks and building societies and if the loan you are looking for is available, Mark or Neil will source it using the very latest up to date technology available and see the deal right through the application process up until the time the product sold has reached maturity and needs reviewing.

The advice offered conforms to exactly what is expected by the industry regulators and is delivered in a caring, efficient, easy to understand manner from the comfort of your home or here at our offices in Stroud. Working with you we can advise on all the current mortgage deals and what is most suitable for your current and future needs. Our Service includes advice and recommendation and explanation on:

• Type of Mortgage ie Fixed , Tracker , Capped, Offset, Discount and Standard Variable rates.
• Method of Payback IE Repayment or Interest only with or without a repayment vehicle
• Full Buy to Let range of advice and Overseas Mortgages
• Moving home or getting a better deal for the one you currently live in
• Offering a range of suitable general insurance and mortgage protection plans
• Commercial loans for your business premises.

With the current mortgage market contracting and lenders fees rising many customers would be forgiven for finding the whole market place a maze with many pitfalls and traps to avoid. The BJB team promise to simplify the mortgage world for customers and give advice that you can trust in.

Our first consultation is always free and on most occasions you will not need to pay us a penny. How we earn our remuneration will be explained at our first meeting.

Let us take the worry out of potentially the biggest financial headache you have or want to give yourself. 

YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE